Any activity on this website is subject to monitoring by NEIPA. By using this website, you are consenting to such monitoring and agree that NEIPA may use the results of such monitoring without limitation.

If you do not agree with these Terms of Use, please do not use this website.

It is a condition of your use of this website that you do not restrict or inhibit any other user from using this website.

General
NEIPA is a licensed insurance administrator in the state of California. The products and/or services descriptions, if any, provided on this site are not intended to constitute offers to sell or solicitations in connection with any product or service. All products may not be available in all areas of California or the U.S. and are subject to applicable regulations. Covered services and benefits set out on this site are provided under the terms and conditions of the applicable carriers and plan contracts, including limitations and exclusions.

Privacy Statement
All personal information that you, as a site user, provide on this site is kept confidential and protected as set forth in the related Privacy Policy. However, please be aware that if you choose to provide NEIPA with personal information, it may be necessary in some cases for NEIPA to provide your information to its contractors or representatives in order to respond to your inquire. If you are providing personal information in any email correspondence to NEIPA, its contractors or representatives, please be advised that email is not secure. If you wish to keep correspondence private, please call or write NEIPA.

Linking Policy
Written permission is required from NEIPA to create a link from an external website to NEIPA's home page or any pages within NEIPA's website.

Servicemarks/Trademarks/Copyrights
All materials on this server and this Internet site, including the site's design, layout, and organization, are owned and copyrighted by NEIPA or its contractors or vendors, and is protected by copyright law. If you believe that your work has been copied in a way that constitutes copyright infringement, or your intellectual property rights have been otherwise violated, please advise NEIPA of your concerns.

Restrictions on Use of Materials/Information on Website
Only personal use of such materials is permitted, which means that you may access, download, or print such materials for your personal, non-commercial use only. You agree not to change or delete any materials downloaded from this site or any site accessible through this site.

Without the prior written permission of NEIPA (or the applicable NEIPA contractor, vendor, or authorized employer), you may not publish, copy, reproduce, distribute, transfer, upload, post, transmit, or otherwise use any materials contained on this site, or any materials accessible through this site, in whole or in part. Requests for NEIPA's permission to publish, copy, reproduce, distribute, transfer, or otherwise use such materials should be e-mailed to NEIPA.

Disclaimer
Information, services, products, materials and other resources on this website is provided "AS IS", "AS AVAILABLE" without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. NEIPA and its contractors and vendors disclaim all express or implied representations or warranties with regard to the information, services, products, materials, and any other resources contained on or accessible through this site. No warranty or representation is made that the information on this site is error-free.

All information provided on this website is intended only for informational purposes and for your general knowledge and is not a substitute for medical advice or treatment or for the care that patients receive from their physicians. Nothing on this site is intended to be used for medical diagnosis or treatment. Always seek the advice of your physician before beginning any new treatment or if you have any questions regarding a medical condition. You should not disregard medical advice, or delay seeking medical advice, because of something you read on this site.

This site is not intended, and must not be taken, to be the rendering of professional health care advice or services, or the practice of medicine, nursing, or professional health care, in any jurisdiction.

While NEIPA and its contractors and vendors will attempt to keep the information and the resources contained on or accessible through this site both timely and accurate, NEIPA and its contractors and vendors make no guarantees, and disclaim any implied warranty or representation about the information's or the resources' accuracy, relevance, timeliness, completeness, or appropriateness for a particular purpose.

Your use of this site is also subject to all additional disclaimers and caveats that may appear throughout the site.

Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

Links to Other Internet Sites
This site also includes links to other Internet sites. Be aware that NEIPA does not endorse, control, makes no guarantees about, and disclaims any express or implied representations or warranties about the accuracy, relevance, timeliness, completeness, or appropriateness for a particular purpose of the information or the resources contained on these or any other Internet sites. Further, the inclusion of these links is intended neither to reflect the importance of these other sites nor to endorse any of the views expressed in, or products or services offered by, these other sites.

You access and use these and any other Internet sites, including the information, services, products, materials, and any other resources contained on them, solely at your own risk.

Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL NEIPA OR ITS CONTRACTORS OR VENDORS BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES, OR ANY DAMAGES WHATSOEVER, RESULTING FROM ANY LOSS OF USE, LOSS OF DATA, LOSS OF PROFITS, BUSINESS INTERRUPTION, LITIGATION, OR ANY OTHER PECUNIARY LOSS, WHETHER BASED ON BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY, OR OTHERWISE, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THIS SITE, WITH THE DELAY OR INABILITY TO USE THIS SITE, OR WITH THE PROVISION OF OR FAILURE TO MAKE AVAILABLE ANY INFORMATION, SERVICES, PRODUCTS, MATERIALS, OR OTHER RESOURCES CONTAINED ON OR ACCESSIBLE THROUGH THIS SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

YOU ACKNOWLEDGE AND AGREE THAT THE LIMITATIONS SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THIS AGREEMENT AND THE SITE WOULD NOT BE PROVIDED TO YOU ABSENT SUCH LIMITATIONS.

Indemnification
You agree to indemnify, defend, and hold harmless NEIPA and its contractors and vendors from any liability, loss, claim, and expense (including reasonable attorneys' fees) related to your violation of these terms and conditions.

Changes to This Site
Information on this website may be changed or updated without notice. NEIPA and its vendors and contractors have no obligation to update information presented on this website, so information contained herein may be out of date at any given time. NEIPA may also make improvements and/or changes in the products and/or programs described in this information at any time without notice.

NEIPA and its contractors and vendors may change or modify the information, services, products, materials, and any other resources contained on or accessible through this site, or discontinue this site altogether, at any time without notice.

NEIPA may modify this Agreement at any time, and such modifications shall be effective immediately upon posting of the modified terms and conditions. Accordingly, you agree to review the terms and conditions periodically, and your continued use of this site shall be deemed your acceptance of the modified terms and conditions.

Miscellaneous
NEIPA's failure to insist upon strict enforcement of any provision(s) of these terms and conditions shall not be construed as a waiver of any provision or right.

These terms and conditions and the resolution of any dispute related to these terms and conditions on this site shall be governed by and construed in accordance with the laws of California, without giving effect to any principles of conflicts of law. Any legal action or proceeding between NEIPA or its contractors or vendors and you related to these terms and conditions on this site shall be brought exclusively in a state or federal court of competent jurisdiction sitting in the County of San Diego, California, or the Southern District of California.